Seguro Agrícola Catastrófico
Catastrophic Agricultural Insurance (SAC) is a form of insurance policy that is aimed at small and medium agricultural producers. It is implemented through private insurance companies, who execute the policy in the case of loss of insured hectares. To accomplish the aforementioned funds are available from the Guarantee Fund for the Countryside and Agricultural Insurance (FOGASA).
|Classification||Financing and credit|
Protect the most vulnerable rural population from natural disasters and weather effects on their productive assets such as crops and livestock, which are their only means of livelihood and income generation.
|Components and/or products||
Capitalize rural population’s crops in order to encourage the development of financial services and insurance for small and medium farmers.
Secure farm land hectares of the most vulnerable rural population; insured crops are corn, wheat, potatoes, cassava, beans and peas.
Low-income farmers, mainly subsistence.
Regional: For the 2009-2010 season, the regions of Apurimac, Huancavelica, Cusco, Ayacucho, Huánuco, Cajamarca and Puno. For the 2010-2011 season, the regions of Huancavelica, Cusco, Ayacucho, Huánuco, Cajamarca, Puno and Pasco.
Season 2009-2010: about 414,000 benefited producers.
2009-2010: Amount of total premium 39.4 million Peruvian soles.
2010-2011: Amount of total premium 39.9 million Peruvian soles
Decreto Supremo Nº 019-2008-AG
Peru MAPFRE insurance companies and La Positiva
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