Seguro Agrícola Catastrófico

About the program

Catastrophic Agricultural Insurance (SAC) is a form of insurance policy that is aimed at small and medium agricultural producers. It is implemented through private insurance companies, who execute the policy in the case of loss of insured hectares. To accomplish the aforementioned funds are available from the Guarantee Fund for the Countryside and Agricultural Insurance (FOGASA).

Country Peru
Home 09.21.2009
Classification Financing and credit
FNS Dimension Disponibilidad

Protect the most vulnerable rural population from natural disasters and weather effects on their productive assets such as crops and livestock, which are their only means of livelihood and income generation.

Components and/or products

Capitalize rural population’s crops in order to encourage the development of financial services and insurance for small and medium farmers.

Secure farm land hectares of the most vulnerable rural population; insured crops are corn, wheat, potatoes, cassava, beans and peas.

Target population

Low-income farmers, mainly subsistence.



Regional: For the 2009-2010 season, the regions of Apurimac, Huancavelica, Cusco, Ayacucho, Huánuco, Cajamarca and Puno. For the 2010-2011 season, the regions of Huancavelica, Cusco, Ayacucho, Huánuco, Cajamarca, Puno and Pasco.

Geographical coverage Rural

Season 2009-2010: about 414,000 benefited producers.

Annual budget

2009-2010: Amount of total premium 39.4 million Peruvian soles.

2010-2011: Amount of total premium 39.9 million Peruvian soles

Responsible organism

Ministry of Agriculture and Irrigation

Normative framework

Decreto Supremo Nº 019-2008-AG

Financial sources

Peru MAPFRE insurance companies and La Positiva